We help families live better lives.

It’s not just a loan. It’s part of the family.

Credit unions were formed to save members money on loans.

See how much you can put that principle to work for you. Put us to the test.

Apply Now!


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Auto Loans

Auto loan rate as low as 1.49% APR

Personal Loans

Personal loan rate as low as 7.5% APR

Credit Cards

Credit card rate as low as 8.9% APR

Interested in saving more on your mortgage too?

We can help! Give our friendly mortgage team a call at 804-843-2520 or email us at mortgage@baylandsfcu.org to arrange an appointment.